What Makes Us
Your Best Choice?
0% interest if repaid within 10 days.
(up to RM5K).
Easily get a loan of up to 5 times your income
Interest rates as low as 6%
1-hour review and approval
Maximum loan amount up to RM500K
Repayment period up to 10 years
What makes us
your best choice?
0% interest if repaid within 10 days.
(up to RM5K).
Easily get a loan of up to 5 times your income
Interest rates as low as 6%
1-hour review and approval
Maximum loan amount up to RM500K
Repayment period up to 10 years
Lowest Interest Rates
- Get loans from us today at the lowest interest rate
- We charge a very low from 6% interest on our loan
- Up to RM500K
Flexible Repayment Plan
- Loan tenure: 3 to 120 months
- Flexible and Negotiable
- Tailor made payment plan based on your profile requirements.
Representative Example
- Loan amount: RM10000
- Repayment period: 12 months
- Total interests: RM800
- Total amount payable: RM10800
4 'No's to Protect You
No hidden fees
No withdrawal card needed
No processing fees
No guarantor
Apply Now
Who Can Apply
Only Malaysian citizens aged 18 and above.
The loan application must be made by the applicant personally.
AKPK participant are eligible.
Cash income welcomed
Those listed in the CTOS/CCRIS blacklist but still making repayment
Minimum monthly salary of RM2500.
Proof of income is required.
Who Cannot Apply
Bankrupt individuals.
Foreigners/foreign workers.
Those unable to prove their income, such as freelancers, Grab drivers, student, etc.
Individuals without income (e.g., retirees).
Loan applications with a salary below RM2500 will be automatically rejected.
Those listed in the blacklist of lending companies.
Our Certificate
We are a licensed loan company operating under the regulation of KPKT (Kementerian Perumahan dan Kerajaan Tempatan, the Ministry of Housing and Local Government of Malaysia). We strictly adhere to the laws and regulations set forth by the Moneylenders Act 1951, which governs all money lending activities in Malaysia.
Under the *Moneylenders Act 1951*, all money lending businesses must be licensed and adhere to specific legal standards, including transparent disclosure of loan terms, fair interest rates, and ethical lending practices. The Act is designed to protect borrowers from unscrupulous lending practices and ensure a fair and transparent lending environment.
1. *Transparent Lending Practices*: Providing clear, comprehensive information about loan terms, interest rates, and any associated fees, as required by Malaysian law.
2. *Fair Interest Rates*: Adhering to the legal limits on interest rates, which are regulated to prevent excessive charges and ensure fair treatment of all borrowers.
3. *Compliance with Licensing Requirements*: Maintaining a valid moneylender license issued by the Registrar of Moneylenders under the KPKT, which is mandatory for all lending companies operating in Malaysia.
4. *Consumer Protection Measures*: Abiding by all statutory requirements to protect the rights of borrowers, including providing reasonable terms for repayment and procedures for handling disputes.
By complying with these legal requirements, we assure our customers of a secure, reliable, and fair lending experience, reflecting our commitment to maintaining the highest standards of integrity and professionalism in the Malaysian financial services industry.
Our Services
Personal Loan
Business Loan
The Founder’s Story:
During his many years in the banking industry, Dato’ Seri Chai noticed that traditional financial institutions often had inefficient loan processes that struggled to meet the urgent funding needs of small businesses and individuals. This realization inspired him to create a company that could offer more flexible and faster loan services.
After years of effort and market research, Dato’ Seri Chai founded I-FUND in 2017. In the early days of the company, he was personally involved in every aspect of the business, from financial planning to customer service, ensuring that every client received top-quality service. He has always upheld the principle of “Take from society, give back to society,” committing himself to giving back to the community.
Company Overview：
I-FUND is a financial services company dedicated to providing flexible and reliable loan solutions. From its founding, the company has been committed to delivering high-quality loan services, helping individuals and businesses achieve their financial goals.
Vision and Mission：
I-FUND’s vision is to become the trusted financial partner of its clients, helping them achieve financial freedom. The company’s mission is to address clients’ funding needs through innovative financial products and excellent service, creating greater value for society.
Service Offerings:
I-FUND offers a variety of loan services, including personal loans and business loans. The company has earned the trust and praise of its clients through efficient approval processes and flexible repayment options.
Supported Bank
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Suite 22-8 , 22Floor, Wisma Uoa II No. 21, Jalan Pinang, 50450, Kuala Lumpur, Wilayah Persekutuan